Regardless of how you feel Christians should approach it, the truth is debt is becoming more and more common. Many Christians who feel called to long-term missions are also feeling trapped by credit card bills, car payments, and mortgages. So what should you do if you feel God is calling you, but you have debt? Should you go or should you wait until you pay it all off? Let’s look at both sides of the coin.
To Go…
On one hand, if you feel the call to live as a full-time missionary, you are going to be living a life very obviously dependent on the provision of God. To say, “I can’t go God, because I owe too much,” is the equivalent of saying, “I know what you’re telling me, but I’m not sure I trust you to provide.” I hope that doesn’t sound overly harsh, but as Christians we are called to be obedient to the direction of God. For a missionary, every day is an exercise in faith. The good news is that, with practice, faith grows. If you know that you are supposed to be a missionary full-time, budget your debt into your expenses and be candid about it with your supporters. If they decide not to support someone with debt, trust that your funds will come from elsewhere.
…Or Not to Go
On the other hand, as Christians we have not only a financial, but also a moral obligation to our debts. The honest truth is that some potential supporters may only see their money paying your credit card rather than your necessities. Depending on your situation, you may be better off temporarily delaying your missions work while you pay off as much as you can afford until you are in a more financially stable position.
Balance
The crux of this issue is finding a balance between moral responsibility and faith in God’s provision. These ideas are not exclusive of each other, but work hand-in-hand. And the answer will not look the same for everyone. The most important thing is that you prayerfully address this issue with an open heart.
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Credit Card photo by The Consumerist


After making that decision to become a long-term missionary, the next step is to choose a location. Even if you know the country that you feel called to, there are several questions that you need to explore before deciding on a destination.
Many people don’t realize the wealth of easily-accessible resources that connect people into missions and often give up because they simply can’t find a starting point. Here are some places that can help you get connected.
However, one of the biggest blockages to going is an apparent lack of finances, and the fear that missionaries often have about raising support.
There are many people who dream of helping others and traveling the world. Both long- and short-term missions are great for this very reason. You can go just about anywhere for any length of time when you sign up for a missions trip, from an exotic location across the globe or right in your own state. So how do you decide whether to take a long or a short mission? Here are some points to consider.